Welcome, future homeowners, developers and savvy investors

Ever felt lost in the maze of mortgage options, unsure of where to turn or worried about those pesky denials affecting your credit score?

Well, you've landed in the right place because at Lending Inline, we're not just mortgage brokers; we're your trusted guides through the financial wilderness.

The finance broking industry can be confusing and impersonal, but we're here to change that. Lending Inline is not your typical corporate financial business.

why choose us?

Welcome to Lending Inline: Your Personal Mortgage Partner

Why choose Lending Inline?

Property Developer Experience

We’ve personally bought, sold and developed multiple properties.

Friendly & Transparent

We answer all questions with respect and clarity.

Always Available

We always return calls, even if we need to point you in another direction.

Expert Financial Document Reader

A former bookkeeping Company Director who understands of complex language of buying and selling

Comprehensive Knowledge

From conveyancers to land tax, mortgage and finance, we’ve got you covered.

Best Interest Duty

Our mortgage and finance team collect, assess, and present in your best interest.

Extra Added Care

We provide free reports on potential properties, what the bank values are, what rental return the bank guestimates it’s worth and recent sales in the area for comparisions.

Kind words

“Absolutely Amazing”

Rowena was absolutely amazing when helping us finance our first home, we had just come out of a bad experience with another lender and after waiting 3 months, we decided to go with Rowena, within not even 2 weeks Rowena managed to approve us for our loan. She was really compassionate and it was more then just a sale for her. We were receiving emails up until 9pm during the course of our application, this meant so much to us as we new how hard she was working to make our dream come true. There are certain people that you just don't forget, and Rowena is one of them, to us there will always only be one broker throughout our property journey, and that will always be Rowena!

Nikolaos Kardoulias

“Fast, Efficient & Friendly”

Rowena at Lending Inline has been an absolute pleasure to work with over the years, we cannot thank her and the team enough for everything that they do, they're fast, efficient, friendly and do great work.

Pat Fitzpatrick

“Highly Recommend”

Rowena has been amazing and super helpful. Highly recommend her as she makes the whole situation so easy and stress free.

Natalie Raffoul

“Extremely Knowledgeable”

Lending Inline was extremely knowledgeable, and provided us with a complete and prompt service. We couldn’t recommend them more!

Tibor Kalajdzic

“Experience in the Industry is Outstanding”

I can highly recommend Rowena, her experience in this industry is outstanding. Great service!!

Kristy Kolitis

more love this way

Meet the Lending Inline Team

Two women are standing side by side against a plain background. The woman on the left is wearing a black dress, and the woman on the right is dressed in a beige suit, reflecting their roles in property development. Both are looking at the camera and smiling.

Rowena Zara

Mortgage Broker & Managing Director

With any financial investment, trust is the most important factor, and with Lending Inline it's our foundation.

Entrusting a broker with your financial goals and dreams is one thing, but finding someone with personal experience personal experience in buying, selling & developing properties, relatability and a hawks eye for detail is, well, like looking for a unicorn.

Meet Rowena, former Director of a successful bookkeeping business. She encountered a frustrating experience as a loan client, and wondered if she could put her magic spin on a new career as a broker. A logical next step given her background.

When the pandemic gave her a breather, she decided to get her broker's license; three years later, Lending Inline was born – a testament to her commitment and passion for simplifying the loan process.

Rowena finds as much joy in getting that 'approved' stamp as her clients do. Committed and ready for the journey, she ensures the process is smooth.

Also, she loooooves questions. You won't ever feel silly for asking and you'll never hear a condescending tone.

Beyond the finance world, Rowena's a mum of three. When she's not crunching numbers, you'll find her in the kitchen, debating over who is the better cook with her beloved husband.

Angela Micallef

Mortgage Assistant

Meet Angela Micallef, our Mortgage Assistant extraordinaire. Angela's journey into finance was sparked by a desire for a new challenge in a different sector.

With Her background in business analysis and process improvement within the real estate industry, Angela brings a fresh perspective and innovative ideas to her role here, supporting Rowena while leveraging her experience and passion for customer service.

Angela believes that what sets Lending Inline apart is Rowena herself. She feels inspired by her passion, empathy, and unwavering dedication to treating clients like family while ensuring they get the best possible deals.

In Angela's role, helping clients and making the process seamless is key. So, if you're looking for a friendly face and a smooth journey through your financial endeavours, Angela and Rowena are here to make it happen.